SAM WHITE LTDEstablished 2010 · Malta

Financial Infrastructure

Connecting Traditional PaymentsWith the Digital Economy.

Our development roadmap focuses on the connection between fiat currencies, accounts, payment cards and digital assets – built with regulated infrastructure partners.

Under Development

How value moves

One ConnectedFinancial Ecosystem.

Our long-term vision is a technology layer that lets value move between traditional payments, digital assets and everyday commerce – simply and intuitively.

FiatEUR · SEPA01Account / IBANPAYMENT ACCOUNTS02Digital AssetsSUPPORTED ASSETS03Payment CardVIRTUAL · PHYSICAL04CommerceMERCHANTS05
Bidirectional · Fiat ↔ Digital · Account ↔ CardIllustrative · Under development

Financial Infrastructure

Financial InfrastructureUnder Development.

Our current development roadmap focuses on connecting traditional financial infrastructure with the emerging digital economy.

Under Development
Project 01Under Development

Fiat ↔ Digital Assets

Development of infrastructure designed to simplify movement between traditional currencies and supported digital assets.

Planned functionality includes

  • EUR and additional fiat currencies
  • Fiat-to-digital-asset conversion
  • Digital-asset-to-fiat conversion
  • SEPA connectivity
  • SEPA Instant
  • External wallet settlement
  • Transaction monitoring
  • API-based infrastructure

Designed for integration with regulated payment and digital-asset infrastructure providers.

Project 02Under Development

Accounts & IBAN Infrastructure

Development of modern account infrastructure designed to provide eligible customers with access to payment functionality through a simple digital environment.

Planned functionality includes

  • Individual or named IBAN functionality
  • EUR payment accounts
  • Incoming payments
  • Outgoing payments
  • SEPA
  • SEPA Instant
  • Transaction history
  • API connectivity

Account and payment services requiring regulatory authorisation are intended to be provided through appropriately licensed financial institutions and infrastructure partners.

Project 03Under Development

Payment Card Solutions

Development of digital and physical payment card solutions designed to connect modern financial infrastructure with everyday spending.

Planned functionality includes

  • Virtual payment cards
  • Physical payment cards
  • International card payments
  • Digital wallet integration
  • Real-time transaction information
  • Integrated account functionality
  • Configurable rewards

Card issuance and regulated payment services are intended to be provided through appropriately authorised financial partners.

Project 04Under Development

Rewards & Cashback Infrastructure

Development of flexible rewards infrastructure designed to connect everyday payment activity with customer benefits.

The technology is being designed to support configurable cashback and reward models that can be integrated into future payment products.

Architecture

Technology on Top.Regulated Infrastructure Beneath.

SAM WHITE develops the technology, distribution and customer experience. Account, payment, card and digital-asset services requiring regulatory authorisation are intended to be provided through appropriately licensed financial institutions and infrastructure partners.

  1. Customer Experience

    Apps · Cards · Distribution

    SAM WHITE

  2. Technology Layer

    APIs · Orchestration · Rewards

    SAM WHITE

  3. Compliance Layer

    KYC/KYB · AML · KYT · Monitoring

    Partners

  4. Regulated Infrastructure

    Accounts · IBAN · SEPA · Card Issuing · Digital Assets

    Licensed Partners

We build the layers above · Regulated services run on licensed partner infrastructure

Ecosystem

One Connected Financial Ecosystem.

Our long-term vision is to create a technology layer that connects traditional payments, digital assets and everyday commerce.

Customers should be able to move value between different financial ecosystems through simple and intuitive technology.

  1. Fiat
  2. Account / IBAN
  3. Digital Assets
  4. Payment Card
  5. Everyday Commerce
  • Customers
  • Merchants
  • Technology Partners

Partnerships

Let's Build the Next Layerof Financial Infrastructure.

SAM WHITE is expanding its technology ecosystem and exploring strategic relationships with established financial institutions, payment providers, digital-asset infrastructure providers and technology partners.

If your infrastructure can help connect traditional finance with the digital economy, we want to talk.

Partner With UsContact SAM WHITE